Our offices will be closed on Monday, February 19 in observance of Presidents' Day. We will reopen on Tuesday, February 20. Remember, you can bank with us anytime, anywhere using Bar Harbor Online and Bar Harbor Mobile.Visit your local Bar Harbor Bank & Trust branch in Nashua, New Hampshire, for all your banking and financial needs. Home; Skip to main content; ... Log In to Online Banking Toggle Search. Close search. Search. Looking for something? Use the field below to find what you're looking for, or contact us. Bar Harbor Wealth Management. Our team of investment, tax, fiduciary and planning experts takes the time to get to know you, your financial situation, and your aspirations. We work with you to create a personalized plan to help you achieve your goals. Explore Bar Harbor Wealth Management. 1. Click on the Pay a bill button from the dashboard. 2. Click on the payee you wish to send money to. 3. Select the account that you would like to pay the bill from (if you have multiple accounts) and enter the amount you would like to pay. (To choose a frequency, date, and make a note about the payment, click on More options.)Milbridge, ME. Address. Phone Number. 207-546-7323. Lobby Hours. Drive Up Hours. Holiday Schedule. View hours. Visit your local Bar Harbor Bank & Trust branch in Milbridge, Maine, for all your banking and financial needs.Visit your local Bar Harbor Bank & Trust branch in Orono, Maine, for all your banking and financial needs. Home; Skip to main content; ... Log In to Online Banking Toggle Search. Close search. Search. Looking for something? Use the field below to find what you're looking for, or contact us.This site requires JavaScripteStatements. At Bar Harbor Bank & Trust, we believe that banking should be easy. That’s why we offer simple and convenient ways for you to manage your money, including online and mobile 1 banking with electronic statements. eStatements 1 are virtual statements that replace your paper statements and offer several benefits.Bar Harbor Bank & Trust thinks differently about banking. We were founded 135 years ago by hard-working people desiring a strong, local financial institution. Banking has changed over the last 135 years, but our commitment to help the community achieve its financial goals has never been stronger. We provide the technology offerings and ...© 2024 Bar Harbor Bank & Trust • (888) 853-7100 • Privacy policy • Member FDIC • Equal Housing LenderNo monthly service fee. Free Bar Harbor Online banking and Bill Pay 1. Free Bar Harbor Mobile banking 1. Free paper statements and eStatements available. Free Bar Harbor Bank & Trust Debit Mastercard ®, issued to you instantly. $25 minimum balance to open. Stop by a branch location near you to learn more, or call us at 888-853-7100.Bar Harbor Bankshares encourages and supports the personal and professional development of its employees, and recognizes its responsibility to be an active participant and advocate for community growth and prosperity. Who We Are. Read more about our company, culture, and the many reasons why banking professionals choose to work here.South China, ME. Address. Phone Number. 207-445-4865. Lobby Hours. Drive Up Hours. Holiday Schedule. View hours. Visit your local Bar Harbor Bank & Trust branch in South China, Maine, for all your banking and financial needs.Build and protect your wealth. Explore investment options. Since 1887, we've been guiding our clients through life’s financial events. Our team of investment, tax, fiduciary, and planning experts takes the time to get to know our clients, their financial situation, and their aspirations, and work with them to create a personalized plan to ...Order from Mobile Banking. Log into Bar Harbor Mobile. From the dashboard, click on the account for which you want to order checks. Click on Order Checks. You will be sent to the Deluxe website. Follow the instructions found above. We partner with Deluxe to make it fast and simple to order your checks online.© 2024 Bar Harbor Bank & Trust • (888) 853-7100 • Privacy policy • Member FDIC • Equal Housing Lender1 Customers are considered eligible to use mobile deposit after enrolling in Online Banking and Mobile Banking and enrolling in mobile deposit. Once enrolled in mobile deposit, there may be a waiting period prior to mobile deposit being enabled within the mobile banking app. For full details about Bar Harbor Online and Bar Harbor Mobile, view the Online …New London, NH - Newport Road. Address. Phone Number. 603-526-6933. Lobby Hours. Drive Up Hours. Holiday Schedule. View hours. Visit your local Bar Harbor Bank & Trust branch in New London, New Hampshire, for all your banking and financial needs.Consumer: 800-558-3424. Business: 866-552-8855. For Mastercard® Credit Cards: Consumer and Business: 800-325-3678. ATM/Debit Cards: For both consumers and businesses: 888-853-7100 during business hours. 833-337-6075 after hours. 614-564-5105 after hours (calling from outside the US)Concord, NH. Address. Phone Number. 603-224-5336. Lobby Hours. Drive Up Hours. Holiday Schedule. View hours. Visit your local Bar Harbor Bank & Trust branch in Concord, New Hampshire, for all your banking and financial needs.We can help you make the most of your investments by providing expert guidance and customized investment management solutions. Our local portfolio managers actively manage your capital, striving to deliver a personalized investment plan focused on results that help you achieve your goals. We look at your total financial picture and design an ... 1. From the dashboard, click on your profile icon in the upper right corner and click on Settings. 2. Click on Security from the left menu. 3. Click on the Edit link to the right of your current username or password. 4. Bedford, NH. Address. Phone Number. 603-472-3000. Lobby Hours. Drive Up Hours. Holiday Schedule. View hours. Visit your local Bar Harbor Bank & Trust branch in Bedford, New Hampshire, for all your banking and financial needs.EIN and ITIN are also accepted. Account number. EmailSouth China, ME. Address. Phone Number. 207-445-4865. Lobby Hours. Drive Up Hours. Holiday Schedule. View hours. Visit your local Bar Harbor Bank & Trust branch in South China, Maine, for all your banking and financial needs.Investment Management that Drives Results. We can help you make the most of your investments by providing expert guidance and customized investment management solutions. Our local portfolio managers actively manage your capital, striving to deliver a personalized investment plan focused on results that help you achieve your goals.Peterborough, NH. Address. Phone Number. 603-924-7440. Lobby Hours. Holiday Schedule. View hours. Visit your local Bar Harbor Bank & Trust branch in Peterborough, New Hampshire, for all your banking and financial needs.All Savings Accounts come with these convenient services: Online Banking4. From a single login, check your account balance, transfer funds, view eStatements, pay bills, and much more. Bar Harbor Card Control. This free app allows you to monitor your debit card usage, turn your card on and off, set custom alerts, and more.Randolph, VT - Main Street. Address. Phone Number. 802-728-9611. Visit your local Bar Harbor Bank & Trust branch in Randolph, Vermont, for all your banking and financial needs.Visit your local Bar Harbor Bank & Trust branch in West Lebanon, New Hampshire, for all your banking and financial needs.In today’s digital age, online banking has become an integral part of our lives. The convenience and accessibility it offers are unparalleled. State Bank of India (SBI) is one of t...As of 2014, TD Canada Trust, which is a Canadian financial institution, is generally open from 8:00 a.m. to 8:00 p.m. Monday through Friday and from 8:00 to 4:00 p.m. on Saturday. ...Visit your local Bar Harbor Bank & Trust branch in Orono, Maine, for all your banking and financial needs. Home; Skip to main content; ... Log In to Online Banking Toggle Search. Close search. Search. Looking for something? Use the field below to find what you're looking for, or contact us.Store your Bar Harbor Bank & Trust Debit Mastercard ® in your smartphone’s digital wallet and pay for purchases right from your phone – without using a physical card. Digital wallets contain digital versions of your credit and debit cards that are stored on your smartphone. They offer convenience and a secure way to pay; the card ...Visit your local Bar Harbor Bank & Trust branch in Andover, New Hampshire, for all your banking and financial needs. Home; Skip to main content; ... Log In to Online Banking Toggle Search. Close search. Search. Looking for something? Use the field below to find what you're looking for, or contact us. Bar Harbor Bank & Trust is here to help you achieve your company's goals. Your business demands a lot from you. Why not demand more from your banking relationship? We don’t believe in a one-size-fits-all approach. Our bankers take the time to get to know your company. We offer a full range of lending expertise and cash management solutions ... Randolph, VT - Main Street. Address. Phone Number. 802-728-9611. Visit your local Bar Harbor Bank & Trust branch in Randolph, Vermont, for all your banking and financial needs.Account recovery. We need this info to verify your identity. Username. Email.New London, NH - Newport Road. Address. Phone Number. 603-526-6933. Lobby Hours. Drive Up Hours. Holiday Schedule. View hours. Visit your local Bar Harbor Bank & Trust branch in New London, New Hampshire, for all your banking and financial needs.1. From the dashboard, click on your profile icon in the upper right corner and click on Settings. 2. Click on Security from the left menu. 3. Click on the Edit link to the right of your current username or password. 4.This site requires JavaScriptIf you’re a shoe enthusiast or just someone who appreciates quality footwear, chances are you’ve heard of Allen Edmonds. Known for their craftsmanship and timeless designs, Allen E...New or Pre-Owned Vehicle Loans. Whether you are looking at new or used vehicles, our financing options can get you on the road. We offer financing for new or pre-owned 1 cars, light trucks, and motorcycles. And you can get an interest rate reduction of 0.25% by setting up an automatic loan payment from your Bar Harbor Bank & Trust checking or ...Account recovery. We need this info to verify your identity. Username. Email.Build and protect your wealth. Explore investment options. Since 1887, we've been guiding our clients through life’s financial events. Our team of investment, tax, fiduciary, and planning experts takes the time to get to know our clients, their financial situation, and their aspirations, and work with them to create a personalized plan to ...No monthly service fee. Free Bar Harbor Online banking and Bill Pay 1. Free Bar Harbor Mobile banking 1. Free paper statements and eStatements available. Free Bar Harbor Bank & Trust Debit Mastercard ®, issued to you instantly. $25 minimum balance to open. Stop by a branch location near you to learn more, or call us at 888-853-7100.Visit your local Bar Harbor Bank & Trust branch in Sunapee, New Hampshire, for all your banking and financial needs.Once enrolled in mobile deposit, there may be a waiting period prior to mobile deposit being enabled within the mobile banking app. For full details about Bar Harbor Online and Bar Harbor Mobile, view the Online Banking Agreement & Disclosure. Internet service provider fees and/or mobile carrier fees for messaging and data plans may apply.© 2024 Bar Harbor Bank & Trust • (888) 853-7100 • Privacy policy • Member FDIC • Equal Housing LenderAs of 2014, TD Canada Trust, which is a Canadian financial institution, is generally open from 8:00 a.m. to 8:00 p.m. Monday through Friday and from 8:00 to 4:00 p.m. on Saturday. ...Bar Harbor Bankshares operates as the holding company for Bar Harbor Bank ... Further, the company offers trust and estate ... Sign in to create a watchlist. Sign ...Bar Harbor Bank & Trust has partnered with Zelle ® to provide our consumer customers a great way to send money to, or receive money from, friends, family, and others you trust using just a U.S. mobile number or email address. It’s: Fast. Send money directly from your account to theirs — typically in minutes 1. Safe.Note: The mailing address for the Southwest Harbor Branch is P.O. Box 698 Southwest Harbor, ME 04679. Phone Number. 207-244-3314. Lobby Hours. Drive Up Hours. Holiday Schedule. View hours. Visit your local Bar Harbor Bank & Trust branch in Southwest Harbor, Maine, for all your banking and financial needs.Peterborough, NH. Address. Phone Number. 603-924-7440. Lobby Hours. Holiday Schedule. View hours. Visit your local Bar Harbor Bank & Trust branch in Peterborough, New Hampshire, for all your banking and financial needs.Jack K. Farmer holds the position of VP, Mortgage Loan Originator at Bar Harbor Bank & Trust. He joined the Bank in 2022 and is based out of our Bangor, Maine, office. A graduate of Sumner Memorial High School, Jack earned his bachelor’s degree in Business Administration from Husson University. Prior to joining Bar Harbor Bank & Trust, Jack ...Visit your local Bar Harbor Bank & Trust branch in Milford, New Hampshire, for all your banking and financial needs. Home; Skip to main content; ... Log In to Online Banking Toggle Search. Close search. Search. Looking for something? Use the field below to find what you're looking for, or contact us.Bar Harbor, Maine (November 16, 2022) – Cody Farrell has joined Bar Harbor Bank & Trust as Branch Relationship Manager for the Bank’s location in Bar Harbor, Maine.In this role, he leads a team of banking professionals to provide solutions and guidance to help individuals, families, and businesses on Mount Desert Island meet their financial goals.Blue Hill, ME. Address. Phone Number. 207-374-5600. Lobby Hours. Drive Up Hours. Holiday Schedule. View hours. Visit your local Bar Harbor Bank & Trust branch in Blue Hill, Maine, for all your banking and financial needs.About Us. Since 1887, we've been guiding our clients through life’s financial events. Our team of investment, tax, fiduciary and planning experts takes the time to get to know our clients, their financial situation, and their aspirations, and work with them to create a personalized plan to drive results. We know our approach works because ...© 2024 Bar Harbor Bank & Trust • (888) 853-7100 • Privacy policy • Member FDIC • Equal Housing LenderIf you would like specific information about a current Bar Harbor Bank & Trust account, please give us a call at 888-853-7100 or use the message center in online banking. Lost or Stolen ATM/Debit and Credit Cards© 2024 Bar Harbor Bank & Trust • (888) 853-7100 • Privacy policy • Member FDIC • Equal Housing LendereStatements. At Bar Harbor Bank & Trust, we believe that banking should be easy. That’s why we offer simple and convenient ways for you to manage your money, including online and mobile 1 banking with electronic statements. eStatements 1 are virtual statements that replace your paper statements and offer several benefits. Bar Harbor Wealth Management. Our team of investment, tax, fiduciary and planning experts takes the time to get to know you, your financial situation, and your aspirations. We work with you to create a personalized plan to help you achieve your goals. Explore Bar Harbor Wealth Management. Bar Harbor Bank & Trust ... Bar Harbor Bank & Trust has locations across Maine, NH, and VT and offers a full range of personal / business banking and wealth ...Here’s how it works: Use your card like you normally would. You’ll earn cash back on purchases of any amount, including PIN and signature transactions. Your account will be credited with your rewards earnings on your monthly statement. Check your statement to see what you’ve earned.Bedford, NH. Address. Phone Number. 603-472-3000. Lobby Hours. Drive Up Hours. Holiday Schedule. View hours. Visit your local Bar Harbor Bank & Trust branch in Bedford, New Hampshire, for all your banking and financial needs.Rockland, ME. Address. Phone Number. 207-594-9557. Lobby Hours. Drive Up Hours. Holiday Schedule. View hours. Visit your local Bar Harbor Bank & Trust branch in Rockland, Maine, for all your banking and financial needs.This site requires JavaScriptThe SWIFT code for TD Canada Trust Bank is TDOMCATTTOR. If asked by the originator of the wire transfer for the full name and location of the bank, it is: Toronto-Dominion Bank, To...Lebanon, NH - Hanover Street. Address. Phone Number. 603-448-0101. Lobby Hours. Drive Up Hours. Holiday Schedule. View hours. Visit your local Bar Harbor Bank & Trust branch in Lebanon, New Hampshire, for all your banking and financial needs.Are you in the market for a tow bar but don’t want to break the bank? Second hand tow bars can be a great option for those looking to save some money while still getting a reliable... New London, NH - Newport Road. Address. Phone Number. 603-526-6933. Lobby Hours. Drive Up Hours. Holiday Schedule. View hours. Visit your local Bar Harbor Bank & Trust branch in New London, New Hampshire, for all your banking and financial needs. 1. Click on the Make a Transfer button from your dashboard. 2. Choose the account you want to transfer money from and the account you want to transfer money to. Enter an amount. (To choose a frequency, date, and make a note about the payment, click on More options.) Click Submit. Home Equity Loan. All applications are subject to approval. Bar Harbor Bank & Trust Loan Origination Company Identifier #525628. With competitive rates and quick closings, our home equity options let you take advantage of your home's growing value with payments that fit your budget. © 2024 Bar Harbor Bank & Trust • (888) 853-7100 • Privacy policy • Member FDIC
1. Click on the Pay a bill button from the dashboard. 2. Click on the payee you wish to send money to. 3. Select the account that you would like to pay the bill from (if you have multiple accounts) and enter the amount you …Our team of experienced professionals work together with you to design the right solutions to meet your needs and increase the productivity and profitability of your business. Get started today by contacting our Treasury Services team. Simply email [email protected]. Jennifer Seekins. SVP, Treasury Sales Services. © 2024 Bar Harbor Bank & Trust • (888) 853-7100 • Privacy policy • Member FDIC • Equal Housing Lender Hanover, NH. Address. Phone Number. 603-643-3238. Visit your local Bar Harbor Bank & Trust branch in Hanover, New Hampshire, for all your banking and financial needs. This site requires JavaScriptTo check your bank balance using a Nedbank account, log on to your Nedbank account from a mobile browser. On the Main Menu screen, choose Balance Inquiry to see your balance. On yo...Newcastle Permanent Building Society is a trusted financial institution that has been serving the community for over 115 years. With a strong focus on customer satisfaction and com...Visit your local Bar Harbor Bank & Trust branch in Nashua, New Hampshire, for all your banking and financial needs. Home; Skip to main content; ... Log In to Online Banking Toggle Search. Close search. Search. Looking for something? Use the field below to find what you're looking for, or contact us.Bar Harbor Online makes it easy to transfer money between your Bar Harbor Bank & Trust accounts. 1. Click on the Make a Transfer button from your dashboard. 2. Choose the account you want to transfer money from and the account you want to transfer money to. Enter an amount.Enrolling with and Using Zelle. Zelle ® is a fast, safe and easy way to send and receive money, typically within minutes 1. Using just an email address or U.S. mobile phone number, you can send money to people you trust, regardless of where they bank 2. Below are some helpful instructions on how to use Zelle from within Bar Harbor Online.© 2024 Bar Harbor Bank & Trust • (888) 853-7100 • Privacy policy • Member FDIC • Equal Housing LenderHanover, NH. Address. Phone Number. 603-643-3238. Visit your local Bar Harbor Bank & Trust branch in Hanover, New Hampshire, for all your banking and financial needs.Visit your local Bar Harbor Bank & Trust branch in Sunapee, New Hampshire, for all your banking and financial needs.Bar Harbor Bank & Trust thinks differently about banking. We were founded over 135 years ago by hard-working people desiring a strong, local financial institution. Banking has changed over the last 135 years, but our commitment to help the community achieve its financial goals has never been stronger. We provide the technology offerings and ...Here’s how it works: Use your card like you normally would. You’ll earn cash back on purchases of any amount, including PIN and signature transactions. Your account will be credited with your rewards earnings on your monthly statement. Check your statement to see what you’ve earned. Not an E-Choice or Relationship Rewards Checking customer?This site requires JavaScriptBar Harbor Bank & Trust has partnered with Zelle ® to provide our consumer customers a great way to send money to, or receive money from, friends, family, and others you trust using just a U.S. mobile number or email address. It’s: Fast. Send money directly from your account to theirs — typically in minutes 1. Safe. Address. Phone Number. 802-457-4500. Lobby Hours. Holiday Schedule. View hours. Visit your local Bar Harbor Bank & Trust branch in Woodstock, Vermont, for all your banking and financial needs. This site requires JavaScript. Login · Bar Harbor Bank & Trust This loan is for teachers or professors, firefighters, federal/state or local law enforcement, medical providers, nurses, EMTs, and active or former military personnel. Additional Information about our Frontline Heroes Loan: 0% down payment options available. Maximum seller contribution of 3%. Minimum borrower contribution of 1% or $1,000 the ... Blue Hill, ME. Address. Phone Number. 207-374-5600. Lobby Hours. Drive Up Hours. Holiday Schedule. View hours. Visit your local Bar Harbor Bank & Trust branch in Blue Hill, Maine, for all your banking and financial needs. Concord, NH. Address. Phone Number. 603-224-5336. Lobby Hours. Drive Up Hours. Holiday Schedule. View hours. Visit your local Bar Harbor Bank & Trust branch in Concord, New Hampshire, for all your banking and financial needs.This site requires JavaScript. Login · Bar Harbor Bank & TrustWoodstock, VT - Drive Up Only. Address. Phone Number. 802-234-7335. Visit your local Bar Harbor Bank & Trust branch in Woodstock, Vermont, for all your banking and financial needs.To get the reward, a referred friend who has not had a Bar Harbor Bank & Trust checking account in the last 18 months must open a qualified personal or business checking …Bar Harbor Bank & Trust thinks differently about banking. We were founded 135 years ago by hard-working people desiring a strong, local financial institution. Banking has changed over the last 135 years, but our commitment to help the community achieve its financial goals has never been stronger. We provide the technology offerings and ...Address. Phone Number. 802-433-1030. Visit your local Bar Harbor Bank & Trust branch in Williamstown, Vermont, for all your banking and financial needs.Bank of America is one of the largest and most trusted banks in the United States. With its convenient online banking platform, customers can easily manage their accounts, pay bill...© 2024 Bar Harbor Bank & Trust • (888) 853-7100 • Privacy policy • Member FDIC • Equal Housing LenderAccess your accounts online, on mobile, or at ATMs with Bar Harbor Bank & Trust. Learn about the products and services that let you bank where you are, whenever you want.© 2024 Bar Harbor Bank & Trust • (888) 853-7100 • Privacy policy • Member FDIC • Equal Housing LenderWe will provide, without charge, and upon written request, a copy of the Bar Harbor Bankshares Form 10-K. Please contact: Investor Relations. Bar Harbor Bankshares. P.O. Box 400. 82 Main Street. Bar Harbor, ME 04609. See Bar Harbor Bankshares’s (BHB) SEC and regulatory filings including 10-Q, 10-K, and investor …Home Equity Loan. All applications are subject to approval. Bar Harbor Bank & Trust Loan Origination Company Identifier #525628. 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Pay bills 1.To open a Capital One bank account, users must first visit the Capital One website; the website may prompt users to enter their zip codes to reveal regional offers. Users can selec... Online Banking. You have 24/7/365 access to your bank accounts to check your balances, transfer funds, view eStatements, pay bills, set up alerts and much more. Bar Harbor Card Control. This free 4 app allows you to lock or unlock your debit card for purchases, select geographic locations where your card can be used, set transaction spending ... Bar Harbor Online gives you fast, secure access to your accounts and banking tools. From a single log in, you can check your account balance, transfer funds, pay bills, view …1. Visit www.barharbor.bank and look for the Online Services Login box. Click Enroll. 2. Enter all required information. You will need your Social Security Number, account number, email address, and phone number. Click Next. 3. You will receive a verification text (or voice call if you prefer) to the phone number you provided.This loan is for teachers or professors, firefighters, federal/state or local law enforcement, medical providers, nurses, EMTs, and active or former military personnel. Additional Information about our Frontline Heroes Loan: 0% down payment options available. Maximum seller contribution of 3%. Minimum borrower contribution of 1% or $1,000 the ...Bar Harbor, Maine (November 16, 2022) – Cody Farrell has joined Bar Harbor Bank & Trust as Branch Relationship Manager for the Bank’s location in Bar Harbor, Maine.In this role, he leads a team of banking professionals to provide solutions and guidance to help individuals, families, and businesses on Mount Desert Island meet their financial goals.If you would like specific information about a current Bar Harbor Bank & Trust account, please give us a call at 888-853-7100 or use the message center in online banking. Lost or Stolen ATM/Debit and Credit Cards Bedford, NH. Address. Phone Number. 603-472-3000. Lobby Hours. Drive Up Hours. Holiday Schedule. View hours. Visit your local Bar Harbor Bank & Trust branch in Bedford, New Hampshire, for all your banking and financial needs. Visit your local Bar Harbor Bank & Trust branch in West Lebanon, New Hampshire, for all your banking and financial needs.Jack K. Farmer holds the position of VP, Mortgage Loan Originator at Bar Harbor Bank & Trust. He joined the Bank in 2022 and is based out of our Bangor, Maine, office. A graduate of Sumner Memorial High School, Jack earned his bachelor’s degree in Business Administration from Husson University. Prior to joining Bar Harbor Bank & Trust, Jack ... Blue Hill, ME. Address. Phone Number. 207-374-5600. Lobby Hours. Drive Up Hours. Holiday Schedule. View hours. Visit your local Bar Harbor Bank & Trust branch in Blue Hill, Maine, for all your banking and financial needs. Learn how to access your accounts, pay bills, transfer money, and more with Bar Harbor Online. Find instructions for logging in for the first time, resetting your password, and setting up two-factor authentication. Bar Harbor Bank & Trust thinks differently about banking. We were founded 135 years ago by hard-working people desiring a strong, local financial institution. Banking has changed over the last 135 years, but our commitment to help the community achieve its financial goals has never been stronger. We provide the technology offerings and ... Harbor, an app that gamifies emergency preparedness, has today announced the launch of a premium tier that includes features like an emergency button called HarborHELP that it has ...15 vs. 30-Year Mortgage. Determining which mortgage term is right for you can be a challenge. With a shorter 15-year mortgage, you will pay significantly less interest than a 30-year mortgage - but only if you can afford the higher monthly payment. 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